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Is Long-Term Health Care Insurance Right for You?

  • Is Long-Term Health Care Insurance Right for You?
    January 2, 2023

    Rosa is nearing her retirement and is contemplating her future health care needs. She's come across long-term care insurance but isn't certain if it's a sound investment. Given the myriad factors to evaluate, making a choice can be overwhelming. In this piece, we delve into the intricacies of long-term care insurance and furnish you with the information to ascertain if it aligns with your needs.

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  • Long-Term Care
    January 2, 2023

    If the person with Alzheimer's or other dementia prefers a communal living environment or needs more care than can be provided at home, a residential setting may be the best option. Different types of communities provide different levels of care, depending on the person's needs.

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  • Medicaid
    January 2, 2023

    Medicaid pays for medical care for people with very low income and asset levels, and long-term care for people who have used up most of their own money.

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  • Medicare
    January 2, 2023

    Medicare is a federal health insurance program generally for people age 65 or older who are receiving Social Security retirement benefits or who are younger than 65 and received Social Security disability benefits for at least 24 months.

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  • Medicare Part D Benefits
    January 2, 2023

    Medicare Part D is specific to prescription drug coverage for medicare beneficiaries. Medicare works with insurers and other private companies to offer different prescription drug plans that vary in cost and drug formularies.

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